Attention homeowners: Real estate appraisal services for in Monroe and Ouachita County

See the top reasons LA homeowners need Delta Appraisals:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a LA property tax assessment
To cut their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a LA divorce, when property needs to be divided
To settle an estate in LA by determining the true market value of property in question

Need help determining the price of your house in or near Monroe, LA?
Contact Delta Appraisals.

At Delta Appraisals, we understand the individual needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the standard "products" we deliver to them. Being a homeowner that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Delta Appraisals is seasoned in helping homeowners just like you rid themselves of undesirable PMI insurance.

Challenge Ouachita county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Delta Appraisals is your best weapon.

Recently got a freeze your HELOC?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Delta Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.